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Home Loan

How much loan can I avail?

You can avail a maximum loan of 80% of the Agreement value. However your loan amount may differ as per your income eligibility as appraised by the bank. All loans are at the sole discretion of the bank.

What is the term of the loan that banks Offer?

Banks and financial institutions usually offer loans for a term of 10-25 years.

What are the Documents required for availing Home loan?

Basic Documents :
  • Completed application form Photograph
  • Photo Identity Proof
  • Residence Address Proof
  • Signature Verification Proof
  • Age Proof
  • Fee Cheque For Salaried Applicants:
  • Last 3 month Salary Slip
  • Form 16
  • Board Resolution in case of a company
  • Proof of existence of the company
  • Office Address Proof
  • For Self Employed Applicants
  • A brief introduction of Business/Profession
  • Repayment Track record of existing loans/Loan closure letter
  • Bank Statement for the last 6 months from Salary Account
  • Repayment Track record of existing loans/Loan closure letter
  • Income Tax Return / Computation of Total Income / Auditors Report / Balance Sheet / Profit & Loss
  • Photo Identity Proof, Residence Address Proof, Signature Verification Statement for all the main partners/directors
  • Account certified by Chartered Accountant for last 2 years (both for business and personal of partners/directors)